在加国创业浪潮回落之际，我儿子创办的公司开张营业（自述）
Contribution: Amid declining entrepreneurship in Canada, my son’s business is up and running
来源: 大中网/096.ca 南茜(Nancy Jin)
两年前，我的毕业于毅伟商学院, 并在RBI担任高级经理的27岁的儿子辞去了工作，决定和合伙人一起独创企业。作为移民之后代的他，对创建自己的企业情有独钟，从小就有做一名企业家的梦想。但他的这一决定还是让我吃惊不已。加拿大的企业家之路绝非铺满阳光和鲜花，而是充满险情和挑战。放着一份前途无量，薪水丰厚的工作不做而是选择白手起家，辛辛苦苦创业打拼，实在不是现实和明知之举。他能应付得了创业道路上的种种挑战和打击吗？
今天你也许关心的话题：
现在是终止争论心血管运动 力量型运动哪个更使你长寿的时候了！
因6月房屋交易量孱弱，CREA下调2023年房屋交易量预期
民调：今年9%的加拿大华裔受到陌生人人身攻击，比2021年上升3倍
Two years ago, my 27-year-old son, an Ivey Business School graduate who worked as a senior manager at RBI, quit his job to start his own business with a partner. As a second generation of an immigrant family, he has entrepreneurship in his blood, dreaming of building his own business at an early age. But his decision left me in shock. The entrepreneurship journey is fraught with headwinds and stormy days rather than rainbows and sunshine. To give up a promising career that offered a corporate ladder and a steady paycheck for the challenges of building a clientele from scratch seemed unrealistic. Is he ready to take the financial and emotional plunge?
加拿大 90% 的各种从食品送货应用程序商到商业买卖服务等初创企业都活不过第一年，而活下来企业中约50% 撑不过五年。 除了技术、财务、法律和管理方面的种种障碍之外，加拿大目前的经济和商业环境也为初创企业带来了更多的挑战。 加拿大的企业高度集中，各行业中的大企业独占鳌头，占据了大部分市场份额，使得新创企业很难跻身其中以分得一杯羹。这种现象自 20 世纪 80 年代后日益盛行，导致加拿大创业精神逐渐萎靡。高通胀率和飙升的借贷成本更是独创企业的绊脚石。因高额贷款深陷财务危机的加国小企业主比率高达45%，是自2009 年以来的新高，致使信用卡债务比去年增加了 15%，而额度贷款则增加了 11%。与此同时，企业家们对加拿大银行紧缩贷款的现象非常不满， 加拿大中小企业获得商业贷款比率仅为12%，远低于发达国家44%的平均水平。
90% of startups in Canada – from food delivery apps to business matchmaking services fail within the first year, and around 50% fail to keep the lights on before it reaches the fifth year. Besides technical, financial, legal, and managerial hurdles, Canada’s current economic and business environment presents more stumbling blocks for startups. Corporate concentration has seen industries increasingly controlled by a few powerful companies. The thriving oligopolies have created significant barriers for new firms to enter the industry, resulting in the decline of Canadian entrepreneurship since the 1980s. High inflation and soaring cost of capital are additional barriers. A record high rate since 2009 -- of 45% of business owners have struggled with borrowing costs, which saw credit card debt increase by 15% over last year while the line of credit by 11 percent. Meanwhile, entrepreneurs are increasingly frustrated over Canadian banks’ tightening lending conditions, with loan approval rates for small and medium-sized enterprises reaching a low of 12%， far below the OECD average of 44 percent.
我儿子的公司，Quoted Tech Gaming Computers（游戏电脑生产商）创办并运营之际正值加拿大创办企业浪潮回落之时。 生活成本的上升、创办公司的风险和艰辛，以及多年来的疫情带来的动荡扼杀了加拿大年轻人的创业梦想，阻碍了许许多多欲踏上商业风险之旅的人士。 一份早九晚五的上班族享有诸多优势，从工作保障到高额薪水以及生活无忧，致使颇具风险的辛苦创业完全失去诱惑力。 迅速扩张的加拿大公共部门也吸引了大批计划自营职业的人士。 2003年至2013年，加拿大公共部门的就业人数增长了22.6%，是私营部门增长率（10.7%）的两倍多，而且自2020年以来，各级政府都在不断增加员工。同时，随着劳动力短缺加剧和高通胀，私营部门雇主提供的工资额不断上涨，也动摇了许多尤其是在科技行业怀揣创业梦想者的决心。 结果，加拿大年轻人成为企业家的人士比例不断减少，如今 50 岁以下的中小型企业家中只占38%，而 2004 年这一比例为 53%。
My son’s business –Quoted Tech Gaming Computers (a gaming computer producer)—was up and running when entrepreneurship was losing momentum in Canada. The rising cost of living, the risk and uncertainty of starting a company, and the pandemic upheaval over the years have killed the entrepreneur dreams of young Canadians, holding many back from taking on the business venture. The advantages of stable employment -- from job security to hefty paycheques to a much less stressful lifestyle -- make the risky business endeavor less desirable. Canada’s rapidly expanding public sector has lured away those planning for self-employment in droves. From 2003 to 2013, employment in Canada’s public sector increased by 22.6 percent, more than double the rate of increase in the private sector (10.7 percent), and all levels of government have added more workers since 2020. Meanwhile, the rising wages from private employers, amid soaring labor shortages and high inflation, have drawn many workers with a dream to venture out, particularly in the tech sector. As a result, fewer young Canadians have taken on business ownership, with just 38 percent of small and medium-sized entrepreneurs under 50 years old today, compared with 53 percent in 2004.
尽管面临风险和挑战，但那些一心创业的人士却逆流而上，义无反顾地踏上了最终会带来优惠回报的创业之旅。 一个成功企业不仅可创造丰厚的财富增长机会，还可以为就业市场带来生机，并在加拿大的经济增长中发挥至关重要的作用。 我儿子的公司现已进入第二个年头，目前已雇用了三名员工，公司收入也实现了不断增长。 他这种不畏失败，勇敢追求梦想的精神深深赢得了我的敬佩和尊重。
Despite the risks and challenges, those with a heart and soul in entrepreneurship are bucking the trend, boldly embarking on a journey that could be ultimately rewarding. A successful business not only leads to wealth and opportunity growth but also creates employment for the job market and plays a vital role in Canada’s economic growth. My son’s company, now in its second year, has employed three employees and enjoyed revenue growth. The courageous pursuit of his dream without fear of failure has earned my respect.
今天你也许关心的话题：
现在是终止争论心血管运动 力量型运动哪个更使你长寿的时候了！
因6月房屋交易量孱弱，CREA下调2023年房屋交易量预期
民调：今年9%的加拿大华裔受到陌生人人身攻击，比2021年上升3倍
Two years ago, my 27-year-old son, an Ivey Business School graduate who worked as a senior manager at RBI, quit his job to start his own business with a partner. As a second generation of an immigrant family, he has entrepreneurship in his blood, dreaming of building his own business at an early age. But his decision left me in shock. The entrepreneurship journey is fraught with headwinds and stormy days rather than rainbows and sunshine. To give up a promising career that offered a corporate ladder and a steady paycheck for the challenges of building a clientele from scratch seemed unrealistic. Is he ready to take the financial and emotional plunge?
加拿大 90% 的各种从食品送货应用程序商到商业买卖服务等初创企业都活不过第一年，而活下来企业中约50% 撑不过五年。 除了技术、财务、法律和管理方面的种种障碍之外，加拿大目前的经济和商业环境也为初创企业带来了更多的挑战。 加拿大的企业高度集中，各行业中的大企业独占鳌头，占据了大部分市场份额，使得新创企业很难跻身其中以分得一杯羹。这种现象自 20 世纪 80 年代后日益盛行，导致加拿大创业精神逐渐萎靡。高通胀率和飙升的借贷成本更是独创企业的绊脚石。因高额贷款深陷财务危机的加国小企业主比率高达45%，是自2009 年以来的新高，致使信用卡债务比去年增加了 15%，而额度贷款则增加了 11%。与此同时，企业家们对加拿大银行紧缩贷款的现象非常不满， 加拿大中小企业获得商业贷款比率仅为12%，远低于发达国家44%的平均水平。
90% of startups in Canada – from food delivery apps to business matchmaking services fail within the first year, and around 50% fail to keep the lights on before it reaches the fifth year. Besides technical, financial, legal, and managerial hurdles, Canada’s current economic and business environment presents more stumbling blocks for startups. Corporate concentration has seen industries increasingly controlled by a few powerful companies. The thriving oligopolies have created significant barriers for new firms to enter the industry, resulting in the decline of Canadian entrepreneurship since the 1980s. High inflation and soaring cost of capital are additional barriers. A record high rate since 2009 -- of 45% of business owners have struggled with borrowing costs, which saw credit card debt increase by 15% over last year while the line of credit by 11 percent. Meanwhile, entrepreneurs are increasingly frustrated over Canadian banks’ tightening lending conditions, with loan approval rates for small and medium-sized enterprises reaching a low of 12%， far below the OECD average of 44 percent.
我儿子的公司，Quoted Tech Gaming Computers（游戏电脑生产商）创办并运营之际正值加拿大创办企业浪潮回落之时。 生活成本的上升、创办公司的风险和艰辛，以及多年来的疫情带来的动荡扼杀了加拿大年轻人的创业梦想，阻碍了许许多多欲踏上商业风险之旅的人士。 一份早九晚五的上班族享有诸多优势，从工作保障到高额薪水以及生活无忧，致使颇具风险的辛苦创业完全失去诱惑力。 迅速扩张的加拿大公共部门也吸引了大批计划自营职业的人士。 2003年至2013年，加拿大公共部门的就业人数增长了22.6%，是私营部门增长率（10.7%）的两倍多，而且自2020年以来，各级政府都在不断增加员工。同时，随着劳动力短缺加剧和高通胀，私营部门雇主提供的工资额不断上涨，也动摇了许多尤其是在科技行业怀揣创业梦想者的决心。 结果，加拿大年轻人成为企业家的人士比例不断减少，如今 50 岁以下的中小型企业家中只占38%，而 2004 年这一比例为 53%。
My son’s business –Quoted Tech Gaming Computers (a gaming computer producer)—was up and running when entrepreneurship was losing momentum in Canada. The rising cost of living, the risk and uncertainty of starting a company, and the pandemic upheaval over the years have killed the entrepreneur dreams of young Canadians, holding many back from taking on the business venture. The advantages of stable employment -- from job security to hefty paycheques to a much less stressful lifestyle -- make the risky business endeavor less desirable. Canada’s rapidly expanding public sector has lured away those planning for self-employment in droves. From 2003 to 2013, employment in Canada’s public sector increased by 22.6 percent, more than double the rate of increase in the private sector (10.7 percent), and all levels of government have added more workers since 2020. Meanwhile, the rising wages from private employers, amid soaring labor shortages and high inflation, have drawn many workers with a dream to venture out, particularly in the tech sector. As a result, fewer young Canadians have taken on business ownership, with just 38 percent of small and medium-sized entrepreneurs under 50 years old today, compared with 53 percent in 2004.
尽管面临风险和挑战，但那些一心创业的人士却逆流而上，义无反顾地踏上了最终会带来优惠回报的创业之旅。 一个成功企业不仅可创造丰厚的财富增长机会，还可以为就业市场带来生机，并在加拿大的经济增长中发挥至关重要的作用。 我儿子的公司现已进入第二个年头，目前已雇用了三名员工，公司收入也实现了不断增长。 他这种不畏失败，勇敢追求梦想的精神深深赢得了我的敬佩和尊重。
Despite the risks and challenges, those with a heart and soul in entrepreneurship are bucking the trend, boldly embarking on a journey that could be ultimately rewarding. A successful business not only leads to wealth and opportunity growth but also creates employment for the job market and plays a vital role in Canada’s economic growth. My son’s company, now in its second year, has employed three employees and enjoyed revenue growth. The courageous pursuit of his dream without fear of failure has earned my respect.
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